Straight Through

as a Service

Improve efficiency levels for payments – and free up time for essential tasks

Payments business is a critical and highly sensitive task for every corporate. As a result, an increasing number of corporates are moving away from working models in which each department defines its own responsibilities and workflows. Often this is linked to the use of multiple e-banking systems, which leads to a higher level of complexity and more work, both for operational users and administrators. It is also more difficult to maintain control and protect the solutions from attacks.

With MultiCash Payment Factory you can establish a consistent process for your entire transaction banking

Standardized and automated – Payments with the MultiCash Payment Factory

With the MultiCash Payment Factory you are able to establish a consistent, cross-departmental and collaborative process for payments. All national and international payments can be consolidated to one point and processed automatically. The exact functional range can be tailored to meet your individual requirements: the core solution can be extended to include functions for cash management, trade and bank relationship management (bank account management and bank charges).

If needed, files can be converted and forwarded to/from the appropriate systems based on an intelligent routing mechanism. Benefits to the corporate are significant: straight-through processing levels are increased, a multi-tier cash management ensures day-to-day liquidity is optimized, and bank relationships can be managed centrally. For corporates who decide to operate the MultiCash Payment Factory as a managed service, even greater cost-efficiencies are possible.

From classic E-Banking to the International Payment Factory

We support your way from classic E-Banking to the International Payment Factory. Take advantage of the new possibilities.


Using MultiCash, you have all options for your transaction banking: from classic e-banking to the international Payment Factory

Payment Factory in detail

The combination of automated and manual options in the MultiCash Payment Factory makes daily working highly flexible: payment options include both the automated processing of payment files (e.g. routing) delivered by the ERP system and the manual entry of ad hoc payments in national and international formats. Other processing steps can also be carried out either automatically (e.g. retrieving account information and distributing it internally) or manually (e.g. authorizing payment files), depending on internal requirements.

ERP systems can be flexibly connected via the Payment Factory‘s open and documented interfaces.
Based on the multi-bank capability of MultiCash, all bank contacts can be organized from one system. By means of multiple, parallel communication channels direct connections to all banks are possible. The automated workflow with the ERP system also improves Straight Through Processing. For operational business, this results in time and cost savings as well as delivering optimized payment and account reports via versatile dashboard functions.

The integration of the Payment Factory in the system landscape of a multinational corporate

Your advantages with the MultiCash Payment Factory


Optimize your corporate workflows by means of automation, centralization and direct ERP integration


Achieve the highest levels of efficiency by means of Straight-Through Processing and seamless banking connectivity


Ensure full transparency by managing all national and international accounts centrally


Connect to all your banks worldwide, as all important national and international communication standards and file formats are included


Access the central solution anytime, anywhere via internet, in one or more of the 10+ languages available


Protect all operations against manipulation based on the multi-level security concept for administrators and users

Success Story Dussmann Group

Here you can read our success story on how the Dussmann Group centralized its payments business with  MultiCash.