EBAM, sanctions screening, denied party checks, embargoes and AML: meeting regulatory and internal compliance requirements is a challenging task for companies. The best way to meet these requirements is with a system solution that can handle these tasks digitally and can be flexibly adapted to new regulations. The be-all and end-all of such a solution is smooth integration into the company's process organization and payment transaction workflows.

The solutions and tools for the banks' new "Banking-as-a-Service" services are ready and waiting. With the API-based interfaces, end-to-end integration (E2E) and automation of business processes through to real-time processing can be decisively advanced and the current requirements in corporate banking can be well and securely fulfilled.

The current harmonization efforts in European payments transactions are showing initial results and opening up new options for many areas of electronic banking. In combination with the upgrade of the EBICS 3.0 communication procedure, the XML formats of the latest ISO generation enable significant progress in the standardization, real-time processing and harmonization of banking processes in companies. On the basis of a multi-bank capable e-banking system, which also allows the integration of country and bank-specific features, an international payment hub can be set up for all European payment transactions.